Tag Archives: house

Trying to Move on Up

Hello?  Is anybody there?  Oh hi!  You’re still here!  Thanks for sticking around despite my 2 week unintential hiatus.  Instead of writing about how sorry I am and promising to write more, I’ll just get right to the post.

I’ve been consumed with the idea of moving.

We’ve been in our current rowhome for 7 years.  That is 2 years longer than we predicted we’d be in the house when we first purchased it.  Granted – when we purchased it, the housing market wasn’t the craphole that it is now so we weren’t being crazy.  We thought we’d live in it for 5 years, sell it for a profit and move on to greener pastures.

Then the housing market crashed and we realized that we were screwed.

Since having Annmarie, I have felt that we have outgrown the house.  Between 2 adults, 1 very demanding toddler and 2 attention-seeking dogs… I’m going a bit crazy.  We have a 2 bedroom 1 bathroom home and I HATE IT.  In hindsight, I would have NEVER purchased a 1 bathroom house.  Worst mistake EVER.

1 bathroom wasn’t a big deal for years because I always got up extra early to hit the gym (so I got ready for work at the gym).  Having a baby changed our routine so now we’re both scrunched in the bathroom trying to get ready at the same time.

Plus – I’m dying for a yard.  I’d love for Annmarie to have some space to run around (that isn’t littered with garbage and cigarette butts) and I know the dogs would be in heaven.  Not to mention that I’ve made it no secret that I want to expand this family by at least 1 more.  WE NEED SPACE.

Jeremy and I are truly trying to make this happen but are in quite a pickle.  Our house?  Yeah – it definitely isn’t appraising for what we owe anymore.  Even worse?  There are a TON of homes for sale in my ‘hood.  There’s even a new bank of homes being built in my neighborhood selling for not much more than what we owe.

We’re basically super screwed.

We’re trying to figure out what to do.  I can’t stay in the house much longer or everyone in the house will suffer from my wrath.  Right now it is just slowly working its way up to a boil but I don’t think anyone wants to be near me when it boils.

While I recognize that we’ll have to take a loss on the house – my biggest concern is that it won’t even sell (unless we take a HUGE, I’m talking like nearly 6 figures, loss).

That leaves us with renting.  I really hate the idea of being a “landlord” and even so – we suspect we’d take a monthly loss on the rent (but maybe not much).

However, renting leaves us in a predicament for qualifying for a decent sized home loan.  If you can’t tell, we’ve already been working with someone to crunch some numbers.  While it certainly is a “buyer’s market” for homes, my standards for the next house aren’t cheap.  This next house, for me, is going to be our long-term house.  This means I need to allow for growth (because at some point, my mom will probably live with us) and it needs to be zoned in great school districts for elementary through high school.

I’ve just been in a state of stress over this for the past few weeks.  Ideally I’d like to move before the holidays and Jeremy thinks I’m being unrealistic (and I know that I am).

We’ve also got to do a ton of stuff to our house to get it any shape for selling.  Okay, maybe not a ton but one of the first things we’ll need to do is remove a bunch of stuff (and temporarily store it at my parents’ house) so that our house feels bigger.  We’ve also got to repair a fence that’s been broken for over 2 years.  And lots of touch-up painting.  And closet door fixing.  And… and… and… you get the idea.

So tell me – have you sold a house recently?  Any tips?  How painful was the process in today’s market?

And because I hate when posts without pictures, here’s a photo of Annmarie with a colander on her head.

It is amazing how much Annmarie understands.  She was playing with the colander and we said, “put it on your head like a hat” and she totally did.  And because we enjoyed it so much, she kept doing it.



Filed under Charm City Kim Rambles